Is article mein hum detail mein jaanenge:

▪️Ghar baithe bank KYC kaise kare

▪️Online KYC ke best tareeke

▪️Required documents Common problems aur solutions

 KYC Kya Hoti Hai?

Image:KYC Kya Hoti

Play Store / App Store kholo 👉 Apne bank ki OFFICIAL app install karo

(Example: SBI YONO, HDFC MobileBanking, ICICI iMobile, Axis Mobile)

▪️ App open karo → Login 👉 Same mobile number use karo jo bank account se linked hai

Menu / Profile / Services me jao

◾ Option milega:

▪️Update KYC

▪️Re-KYC

▪️Video KYC

▪️Complete KYC

Video KYC select karo 👉 Aadhaar + PAN ready rakho

👉 Camera, mic allow karo

👉 Live agent aata hai (ya auto-record)

Video calling ke dwara Face verify ho jata hai agent ko document show  Aadhaar/PAN camera ke saamne dikhao

👉 2–5 minute me process khatam

Confirmation message 👉 SMS / app notification: “KYC completed successfully”

 More information:

KYC ka full form hota hai Know Your Customer. Is process mein bank customer ki identity aur address verify karta hai. RBI ke rules ke according, bina KYC ke aap:

▪️Account full use nahi kar sakte

▪️Transaction limit badh nahi sakti

▪️Bank services block ho sakti hain

Isliye KYC update karna bahut zaroori hota hai.

 Ghar Baithe Bank KYC Karne Ke Best Tareeke

1. Video KYC Se Bank KYC Kaise Kare

Video KYC sabse fast aur secure method hai.

Steps:

▪️Bank ki official app ya website open kare

▪️“Update KYC” / “Video KYC” option select kare

▪️Live video call connect hone dein

▪️Aadhaar ya PAN card camera ke saamne dikhaye

▪️Bank officer ke questions ka answer dein

 Time: 5–10 minutes

KYC same day complete ho jaati hai

2. Aadhaar OTP Based e-KYC Ye method Aadhaar verification par based hota hai.

Process:

▪️Aadhaar number enter kare

▪️Aadhaar se linked mobile number par OTP aayega

▪️OTP verify karte hi KYC complete

 Note: Aadhaar mobile number linked hona compulsory hai.

3. Bank Mobile App Se KYC Update

Private banks jaise HDFC, ICICI, Axis apni app se KYC update allow karte hain.ke  lekin kuch buttons ka naam thoda alag ho sakta hai bank‑to‑bank.

Bank ki official app install karo:

▪️(Play Store/App Store se jo bank app tum use karti ho).

▪️Login karo apne user ID / MPIN / OTP se.

▪️Menu / Profile / Settings kholna hai.

▪️“KYC Update” / “Re‑KYC” / “Update Profile” option select karo.

(Har bank ka label thoda different ho sakta hai.) �

Required cheezein:

▪️PAN Card

▪️Aadhaar Card

▪️Live selfie

▪️Digital signature

4. Email / WhatsApp Se KYC

Kuch banks ab bhi offline KYC form email ya WhatsApp ke through lete hain.

Steps:

▪️KYC form download kare

▪️Details fill kare

▪️Documents attach kare

▪️Bank ke official email/WhatsApp par send kare

 Bank KYC Ke Liye Required Documents

▪️Aadhaar Card

▪️PAN Card

▪️Address Proof (agar required ho)

▪️Aadhaar linked mobile number

Ghar Baithe KYC Karne Ke Fayde

▪️Bank branch jane ki zarurat nahi

▪️Time aur travel cost save

▪️Fast aur paperless process

▪️Safe aur secure verification

 KYC Karte Time Ye Galtiyaan Na KareFake calls ya links par click na kare OTP ya Aadhaar details kisi ke saath share na kare

Sirf official bank app/website ka use kare

❓ Frequently Asked Questions (FAQs)

Q1. Kya ghar baithe KYC karna safe hai?

Haan, agar aap bank ki official app ya website se KYC karte hain to ye bilkul safe hota hai.

Q2. Video KYC mein kitna time lagta hai?

Usually 5–10 minutes lagte hain aur KYC same day approve ho jaati hai.

Q3. Agar Aadhaar se mobile number linked na ho to kya kare?

Aap nearest Aadhaar center par jaakar mobile number update karwa sakte hain.

Q4. Kya bina PAN card ke KYC ho sakti hai?

Basic account ke liye ho sakti hai, lekin full banking services ke liye PAN mandatory hota hai.

Q5. KYC update na karne par kya hoga?

Account par transaction limit lag sakti hai ya services temporarily block ho sakti hain.

Ab ghar baithe bank KYC karna bahut easy ho gaya hai. Aap Video KYC, Aadhaar e-KYC ya bank mobile app ke through apni KYC quickly update kar sakte hain. Digital banking ne customers ka kaam simple aur fast bana diya hai.

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